So many of my clients have expressed their frustration and confusion when trying to sort through the masses of information around and about Medicare and Medicare Supplement Plans.

This article is not going to clear up all of that confusion. However you will find some very helpful information about accessing assistance in your quest for information and some hazards you will want to sidestep.

You do not have to „go it alone.“ There are many reputable insurance professionals that are ready and able to help you. How do you find a good one? Some questions you should ask to determine if you are dealing with one:

1)You will want to make sure that you are dealing with an independent agent or broker. This type of agent does not work for just one carrier. They are not limited to talking to you about just one company’s options. The independent agent forms relationships with multiple carriers. This enables him/her to fit the solution to you rather than try to you into the limited options they have the ability to offer. There is the added worry that the agent will lose the connection with that one company and then no longer have the resources to provide service to you or your policy.

2)Does the agent ask you the right questions before making a recommendation? Issues such as your current health, travel habits, budget, the level of coverage you are comfortable with should all be part of the initial interview. Don’t forget that this decision is about what is best for you and your situation is unique to you.

3)Try to find an agent or broker with plenty of experience with Medicare. The insurance business has many segments. It is impossible for any agent to know everything about every segment of the industry. There is just too much. Look for an agent who specializes in Medicare and Medicare Supplements. This agent will be up to date on all of the latest info and options. This agent is in a much better position to offer guidance that will benefit you long term. In this case, an agent who knows a lot about one thing is better than an agent who knows a little about a lot of things.

4)Here today, gone tomorrow. Beware of agents who are new to the insurance business. Every year all across the country myriads of people go to classes and pass the test to get their insurance licenses. Statistically less than 10% of those new agents will survive the first year in the business. They will write some policies during that year though. If you are one of them, you will be left agent-less down the road. Avoid this by making sure that your agent is in it for the long haul, and years under his/her belt is the best way to judge that.

5)If you are truly going to benefit form working with an agent, that agent will speak to you in plain English. They will take the time to answer your questions and make sure that you really comprehend your options and how each option impacts your specific circumstances. You will not continue to be confused, rather you will move forward with the assurance that you had the facts and understanding to make the right decision.

6)Ask yourself if it seems like the agent trying to help you or themselves. All insurance professionals are in business to make a living. It is the ethical insurance professionals who live by the fact that it is only by taking care of the customer, that you take care of yourself.

You can get the information and the help you need with Medicare and Medicare Supplement Insurance. You just have to know what to look for and what to avoid. Don’t be afraid to ask the right questions.

We want to help. You do not have to approach medicare alone. For the latest information about Medicare or to compare medicare supplement plan options and rates in your area, call 888-347-5552 or visit www.medicarequote4u.com.