Being sued for credit card debt is one of the worst things to happen. It’s never a good thing, especially if you have no idea how to handle it. That can easily change though. It doesn’t have to be a horrible experience like it is for some people. There is a way you can win your credit card suit even if you don’t have the money to afford some fancy lawyer. I’d like to help you be better educated about this type of lawsuit and am here to tell you that if I can win, so can you.

It really makes a difference if it is by the original creditor or a collection agency when being sued for credit card debt. (Just about everyone I know hates receiving those calls.) Now if you’re being sued by the original creditor, it is quite likely that they will have all the documents on file to prevail in court, but they could till slip up and break a court rule during the process, allowing a win for you. On the other hand, collection agencies never really have any documents to prevail in court.

Another thing you need to consider when facing this issue is the age of the your debt. Find out just how old the debt is. I bet you didn’t know that the older your debt is, the harder it is to prove. Trust me! Your debt could very well be beyond your Statute of Limitations so make sure you take a look into that.

Oftentimes collection lawyers believe that by simply giving you a Summons they are going to win because they assume you won’t hire a lawyer or even fight the credit card lawsuit. If you don’t fight it, they win by default. Don’t give them the benefit of the doubt. Please don’t plan on just ignoring your Summons. I’m here to tell you that that could be one of the biggest mistakes to make. Take it from me; you can actually win your suit.

When I received a summons the original creditor was Capital One, and I was still able to defeat them. „How did she do that?“ you might ask. Well, I made sure to become well informed, learn my Court Rules and follow them. The whole story is in my book too. Know that there really is no need to fear. As citizens we have rights, and it’s just a matter of educating yourself on the correct way to go about handling your lawsuit. There are two ways one usually gets out of this kind of mess: hire a lawyer or defend the lawsuit yourself. I promise you it is so much easier than you think it is. I’ve been through all this so I know just how it goes. That’s why I wrote a book about it. I was able to win my case, and with my package I am confident that with all the information from my story I can help any normal person like me do the same.

Learn more about how to win a credit card lawsuit. Stop by my website where you can find out all about court summons and how you too can win your case, even without a fancy lawyer.