Education and academics has been affected by globalization in a big way. To ensure that this extremely expensive and laborious process is not jeopardized, a student needs the comprehensive protection of a travel insurance policy and emergency travel assistance program.

The foreign educational trip could be interrupted/ canceled by a wide number of reasons, both medical and non-medical. In case the trip is prematurely disrupted/ terminated, Patriot Student Trip insurance recovers or reimburses a major part of the trip expenditure.

The subscription to the Patriot Student Trip insurance could only be availed by certified students less than 25 years of age. The academic trip should also be sanctioned by recognized academic institutions and should have a predefined tenure.

Patriot T.R.I.P (Travel Itinerary Protection) Student insurance policy recovers (or when necessary and as per policy detail, reimburses) non-refundable payments that were used to initiate the trip. The health insurance international student travel policy also recovers un-utilized monetary submissions, deposit amounts and expenditure for unused ticket/travel passes. These integral services are supported by dedicated multilingual assistance and a claims redress system that offers active telecom support round the clock.

Patriot T.R.I.P Student insurance offers separate coverage provisions for trip interruptions/ cancellations, trip delay, baggage theft/loss/ delay and medical conditions. The elected coverage amount for the trip per student could be up to $5,000. Patriot T.R.I.P Student insurance would be instrumental in reimbursing non-refundable trip expenses in cases of emergency illness/injury/death of the student of any member of the immediate family. The coverage would also be applicable for events like financial despondency of travel organizer, terrorist attacks/threats, inclement weather conditions and natural disasters.

Patriot T.R.I.P Student insurance covers up to $300 for unscheduled delay in travel and up to $500 per student for theft/loss/ irreparable damage to personal luggage. Admissible clauses that are accepted to cause for travel delay are negligence/ delay on trip administrator’s part, loss of travel documents, inclement climate and accidental injuries.

The students trip insurance policy also arranges for primary and ancillary emergency medical services and offers coverage up to $10,000 for the same. The services include engaging prescribed local medical transport, medical evacuation and repatriation. The international student travel health insurance also arranges for emergency reunion and repatriation of biological remains in terminal cases.

Policy coverage clauses offered by the international student health insurance are overruled by stipulated pre-existing clauses. By incorporating a lucid online application process and offering tremendous services at affordable policy costs, Patriot T.R.I.P Student insurance has proved itself to be a trusted name among student insurance policies.

Ray Sondeo often writes about international student news.