Get your debt lawsuit properly taken care of. You don’t need an attorney to do it either. You can get your case dismissed on your very own once you’ve been equipped with the right information. I have faced court summons by both collection agencies and Capital One, and I was able to get victory over my lawsuits so I’m sure you can too. There are a few things you should remember going into this that I’d like to share with you. Now that I have been through it myself, I’d like the average middle class American to be confident in knowing that he or she can do just the same.

The first tip I’d like to share is ANSWER your summons! Do not ignore it when you have received it it. Don’t even call the collection agency to dispute it because that will be taken as evidence of you admitting to being at fault. The very first step is responding to your debt lawsuit. It sounds simple enough. However, this seems to be the biggest challenge for many because they are afraid of not even having a chance; Unfortunately they are not aware of their rights. I’d also like you let you know that most of these junk debt buyers and collections agencies are bluffing, but we’ll get further into that.

Be sure to take a look at the Summons and make sure that you were served correctly. Know what your time limit is. What sort of time period are you looking at? See how long you have until your response is expected. When given my summons I had an entire 20 days to figure this out. My Answer was due back to the court within those 20 days. I was never sent a collection notice in the mail so I wasn’t expecting any of the lawsuits in which I was summoned for so make sure you scan over your summons and be cognoscent of the time frame.

Like I mentioned before, the collection agencies are going to try and trick you. Half the time they don’t even have all of the evidence and documents required to prevail in court so don’t give them the benefit of the doubt by failing to respond to your summons or calling them to talk things out. If they see you fighting back they may not even want to spend the time trying to fight you if they know they don’t have the supporting documents for this case.

If you are being sued by the original creditor, however, then that can make a great difference. They are more likely to have the documents to present a case in court. It is possible still that they could slip up if they make a mistake or break some court rule, but it’s important that you make sure and have your own stuff together. One important question to consider asking yourself early on is: „How old is the debt?“ I’ve learned that the older your debt is, the harder it is to prove. Your debt could be beyond your Statute of Limitations. These are just a few tips to help out when trying to overcome a debt lawsuit, but The Defendant Package is quite helpful for the entire process. Understanding your rights along with the help of the Defendant’s Package, can assist you in winning your case as I did.

Learn more about how to win a credit card debt lawsuit. Stop by my website where you can find out all about court summons and how you too can win your case, even without a fancy lawyer.