Doing This Will Screw Up Your Credit Score
Lots of people do things everyday that they don’t know can hurt their credit score. You may not even be aware that what you are doing can effect your credit score. As you are reading this page, keep in mind some of these things and see if you or anyone you know can be doing it.
It’s a good idea to see your Boston casting calls to get an idea of what your current situation is Read through all the material and then look at your credit report so see what needs to be changed.
1. The first thing you need to be especially aware of is your balance on your card and the debt you owe. If your balance of your card is more than a third of the credit limit, then that means you are using too much of the total credit limit. If you just adjust your spending so that the ratio is not more then 30%, then you can help your credit score.
2. I have to reiterate this to my clients all the time: pay your bills on time each and every time. Having a late payment on your credit report will drop your credit score at least by 20 points.
3. Keeping the number of active credit lines open is a good idea, but don’t have too many accounts open or too little. The total number of credit limit you have added up as a sum is your total credit limit. You need to get a ratio of that and your debt.
Make sure you check online to get your credit score and get it checked out. Compare it to like getting your teeth cleaned every 6 months by your dentist.
Being a sound person buying a house, you would be sure to get your credit scores mortgage rates. These are some of the examples of why your credit score is important. You can probably get the Boston audition and casting calls.
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