If you’re trying to find a CD, there are numerous factors to consider. Here are some of the very best certificates of deposit around, with an eye toward yield and other optimistic attributes.

Ally Bank an excellent choice

You can get 0.94 percent interest on a one-year CD at Ally that is compounded at the optimal daily rate. There is no minimum required in the account and renewal can set as the CD reaches maturity. If you want a 5-year CD, you can get 1.59 percent APY, according to Money Magazine.

Best certificates of deposit No. 2 – Nationwide Bank

The CD products at Nationwide are pretty incredible. In fact, you can get 1 percent APY on a one-year CD with no minimum deposit. You can get better rates with a 5-year CD at 1.80 APY. Anything over $100,000 gets an even better deal.

Go to OneWest Bank for a good deal

Without interest compounded every day at OneWest, you can get an excellent deal. A one-year CD gets 1 percent APY while a five year gets 1.60 percent APY, though a $1,000 minimum is required.

Best certificates of deposit No. 4 – Bank of Internet USA

With interest compounded every day, many people like Bank of Internet USA. The Bank offers 1 year CDs at 0.80 percent APY compounded every day. If you would like a five year plan, the interest is 1.60 percent APY.

What about EverBank?

A 0.81 percent APY will be given on a 1-year CD at EverBank, though five years can get you 1.65 percent APY. The business is ranked very high for consumer service, so it may be worth the required $1,500 needed to open the CD.

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