The entire notion of insurance is to guard and cover folk or their property for any financial expenses resulting from unlucky events, accidents and accidents. Insurance are usually placed on things of price like the person itself, a love one and practically anything vital. Insurance firms figure out the „risk“ factor or the possibility such misfortunes may occur on the topic to be insured to get the price of the insurance.

However , since insurance has become an established system in modern society, there are plenty of peculiar things for which people have purchased insurance. These are examples of the weirdest things that are insured today.

Most Weirdly Insured Body Parts. Though folks like pro musicians, especially piano players insure their hands as it is their best asset to their careers. A few of these pianists have their hands insured for a gigantic 7-digit amount.

Body Hair. Yet, Tom Jones felt that his musical success came not just from his unique and popular voice but from the power springing from his manly chest hair. For that reason, he had it insured for $7 million, which is not bad for collection of body hair.

Taste receptors. Another engaging body part that was insured was the tasting palate of Egon Ronay, a famous wine taster. His taste receptors were so imperative to his special career that an insurance company covered any misfortunes than can happen to his precious palate. Misfortunes include injuries due to tasting bad wine, burning from drinking hot drinks and many more evil events that may befall on someone's taste buds.

Most Unusual Insurance Policies. An insurance policy is the T&Cs of the insurance contract. All of the details the insurance owner should know are stated here, ranging insurance costs, premiums, coverage and lots more. Nevertheless some insurance holders have policies that are simply weird.

Protection from Abduction. Though this is a logical thing for personalities, however some insurance corporations are offering an insurance policy that covered abduction, not by law breakers but by aliens. Yes, for many of us today, the threat of space terrorism coming from these extraterrestrial criminal organisations has inspired many to buy such policies for their safety. Many insurance corporations are happy to cater the needs of folks desiring to be protected from the specter of aliens. One must only provide proof of kidnapping when registering a claim, a ransom note from aliens is satisfactory.

Protection from forces beyond one’s control. Though most policies are extraordinarily stern in covering accidents due to „force majeure“, the Royal Falcon Hotel in Britain have insurance policies for each employee and consumers from disability and death occasioned by the uncontrollable forces from ghosts and noisy ghosts. Folks living in that hotel can safely and relaxed sleep in their cozy rooms knowing that in the event of a spiritual mauling from unruly mystical beings, somebody will pay for hospitalizing and possible psychological recuperation.

In addition to this, there are peculiar protection clauses such as policies from the close threat from asteroid hits, covering the specter of workers leaving when winning the lottery and many more strange events that will occur in this weird and wonderful world.

This document is penned by Jill Branham. She thanks Allstate agent Mark Portale in Westerville, OH for his thoughts on insurance subjects.