When deep in debt and dealing with bill collectors and other stressful issues, you can count on your Charlotte bankruptcy attorney for legal assistance. Many people have no clue what to do on their initial lawyer consultation. Common frequently asked questions concern what to bring for the first visit (consultation) and here are some important items to include.

The law states that you must have income analysis before declaring a chapter 7. This means you need to bring definite proof of income for at least six months. Include all of your pay stubs and any receipts for bonuses and if you are self employed bring those income records.

If you own a house bring in your real estate records. This includes payment info and how much you owe on the property. However, it is also important to determine an approximate current value of your property. If a recent appraisal is not available, check to see what similar homes are selling for in your neighborhood.

At your initial consultation you should have info on all loans that you have incurred. You should bring along all charge card statements too. Perhaps you owe medical bills or other things. These items must be included plus pay off amounts. In fact, bring in any paperwork that you feel is important.

In order to file for legal protection you need to show your current net worth. Besides real estate, bring proof of the value of your vehicles. If you own an insurance policy with cash value, this must be included also. Do not forget to include expensive jewelry or items like recreational vehicles.

When you consult with your Charlotte bankruptcy attorney you have the chance to ask any question about your situation. The better you prepare for the consultation the more your lawyer can assist you in finding the answer to your problems. You also can call the office and talk to the staff for additional info.

For assistance finding a knowledgeable Charlotte bankruptcy attorney, pay a visit to our web pages here today. You can see details online at http://www.handslawonline.com now.