When you want jewelry insurance coverage, does your Connecticut owners insurance policy correctly protect your jewelry?

As I was doing a little holiday shopping for this past Christmas, one of my missions was to go to visit a jewelry shop in the mall where I was shopping. I needed to check out 1 or 2 gift ideas I had in mind.

I entered the jewelry store and almost considered going away. The cluster of folks lined up at every counter was amazing. Unfortunately, I’ve been a little behind on shopping this year so I decided to wait it out. Anyhow, as I patiently waited my turn to get up to the counter and have a look at what I came in for, I observed an engagement purchase and one or two other pretty big selections on high-value jewelry.

Buying attractive jewelry during the holiday season or at any other time of year is always an exciting time. Nonetheless witnessing these high-value purchases and the large volume of traffic at the jewelry store made me think that it’s a great time of year to send out this reminder.

Jewelry and other valuable items have very limited coverage under a typical Connecticut homeowner insurance policy. Jewelry burglary spikes around the holiday and vacation seasons.

You can keep your jewelry items safe and protected in just a few steps…

Talk with a Connecticut insurance professional about getting the right jewelry insurance coverage for your requirements.

The standard Connecticut homeowner’s insurance policy does include some coverage for jewelry and other valuable items. Nonetheless most Connecticut householder’s insurance policies limit jewelry insurance coverage to about $1000.00. Additional insurance protection for your jewelry and other valuable items is not only cost-effective, it’s easy to add and will give you peace of mind knowing that you’re covered.

Take precaution during any holidays and vacations!

Transporting jewelry and even dressing up in your favorite glittery items for vacation parties can make you a target for theft in the vacation and holiday seasons, a time when jewelry claims are 17% higher, typically.

For more info about protecting jewelry during holidays and vacation, be sure to speak wih your insurance pro for added peace of mind.

For any questions about the contents of this piece or about Connecticut owners insurance, feel free to visit V.F. McNeil Insurance. We are always happy to help.