Atlanta hard money lending is a special type of short-term lending using property as collateral. Here, the value of the property is more important than the borrower’s status or ability to pay. This type of loan is more costly to the borrower because it is not based on traditional guidelines regarding credit.

The capital of the American state of Georgia is Atlanta. The state capital is approximately 250 miles inland in the upper left-hand quadrant of the state. The Atlantic coast is a three to four-hour drive. Poised at the intersection of two railroad lines, the city was established in 1837. It is known in international economic circles as an alpha world city. It has a gross domestic product of $270 billion.

There are almost 450,000 as determined at the census in 2010. There are approximately 3,200 per square mile. Atlanta is bisected by two interstate highways, I-20 running east/west, and I-85 running north/south. The city hosts three professional sports clubs: the Hawks (basketball), the Braves (major league baseball) and the NFL football team, the Falcons. The top local employers include Delta Air Lines, Emory University and several public school districts.

There is an international airport, Hartsfield-Jackson, 15 minutes south of the city center. It may be surprising, but the Hartsfield-Jackson is the busiest airport in the entire world in terms of the number of passengers it handles. In 2012, it served 95,000,000. The first passenger flight out of the airport was in 1928. It is the hub of Delta Air Lines, which also runs flights to the United Kingdom.

One of the oldest, most mature and established neighborhoods is Mozley Park, built in the 1920s. Homes here tend to be mostly Craftsman bungalows and Folk Victorian cottages. The bungalows rarely have driveways. The Folk Victorian style, a blend of English classic with American homestead, is named after the Franco-British custom of naming architectural genre after the monarch who is reigning at the time. In this case, the monarch was Queen Victoria of England.

The American Craftsman style emerged out of the British Arts and Crafts movement in the late 1860s, lasting until the 1930s. During this period, skilled craftsmanship was favored over mass production. As a result, these homes were accessible only to the well off, known at the time as „champagne socialists.“

These are just two of the housing styles that might form collateral for Atlanta hard money lending. The city is a cornucopia of interesting architectural styles. Federalist, Georgian and ante-bellum styles speak to the area’s Spanish and British heritage. Other styles include American Colonial, Neo-Classical and Neo-Mediterranean.

Tom G. Honeycutt is a full-time real estate entrepreneur in Atlanta, GA. Tom helps readers by providing practical and useful knowledge to better understand lending choices. If you are looking for Direct Private Money Lenders He suggests you check out the website iFund International