It may not be the nicest thing to think about, but ideally we should all start to think about our funeral costs to ensure that our friends and family are not left with huge bills once we pass away. If we haven’t set aside enough money for our funeral, then whoever is left to make the funeral arrangements may well be left to foot the cost. The money can then be reimbursed from the person who is in charge of the estate.

One way to get around all of this hassle is to opt for a pre-paid funeral plan. This type of plan is fully paid for by the individual so that when they die there are no additional expenses for their family to pay. It also gives people the chance to beat inflation as they can pay at today’s prices and to ensure their funeral includes the hymns and readings that they would like.

Though it may be macabre to some to think of one’s own death, purchasing a prepaid funeral is in fact a very helpful thing to do as it protects the loved ones from having to make arrangements and payments at what is already a very sad and stressful time.

Organising a pre-paid funeral means that an individual can decide on all aspects of their funeral. They can decide what type of service they would like, where the wake should take place, what funeral directors should be appointed and what coffin should be used. They can also decide who should be present in the limousine.

The main benefit of having a pre-paid funeral plan in place is that the individual can feel rest assured that their family and friends will not have to foot the bill for their funeral once they have passed away. They will be able to carry out the deceased’s wishes in terms of what type of funeral they would like, which can give them something constructive to focus on following the death of their family member or friend.

Funeral plans can be purchased via various charities and insurance providers and it is always worth shopping around to get the best deal and ensure you find a plan that meets your needs. Pre paid funeral plans tend to start from around 3000 and vary according to the level of service provided. They can be paid for as one lump sum or over a 1, 5 or 10 year period to spread the cost. More information on prepaid plans can be found by searching online or speaking with your financial advisor.

To find out more about setting up a prepaid funeral plan, why not take a look at the Advant Age website to see what funeral plans they have to offer?