Affordable medical care insurance should be provided to volunteer emergency responders and fire fighters. This is the example set by the state of New York.

First Responders Should Have Nothing Less

This is certainly the message brought up by the New York state. It is expected that all other state governments in the USA and perhaps all other governments across the world would look at the example it is setting. New York recently put in place a law that would offer and provide very affordable medical care insurance for first responders, including volunteer ambulance workers and fire fighters.

The Laws of 2010’s Chapter 71 is mandating all municipalities in New York State to provide first responders with affordable medical insurance policies. This includes the New York State Health Insurance Plan (NYSHIP) that is presently being offered by about 900 local governments across the state to their current personnel. The move is an obvious step to reward such professionals for rendering all the hard work and going through all potential difficulties and risks just so they could fulfil their duties. Nobody could matchup the nobility and greatness of first-responders, who are there to give help and necessary assistance in almost any unexpected emergency.

There is one clarification for this program, though. Payments for the costs of health care coverage would still be the volunteer’s responsibility. Nevertheless, overall costs for health care insurance through local government units, particularly NYSHIP, would definitely be much reduced when compared to what the same volunteer first-responders would take care of if they purchase a private medical insurance policy.

The Law Is Fully Supported By Firemen’s Association Of The State Of New York

It is expected to effectively help attract and lure new recruits to enlist or join volunteer fire and emergency organizations. Currently, fire-fighting firms in the state are having a very difficult time persuading new and potential recruits to join them. Through this medical care insurance move, it is expected that many volunteers would appreciate the gesture and they would be convinced to assume first responders responsibilities.

Affordable health care insurance has always been scarce and desired not just in New York but in other states and countries as well. Many workers and volunteers for government institutions and non-government organizations are usually drawn back and turned off by the high health insurance costs they have to shoulder. This is despite the lean compensations and benefits they get from assuming public responsibilities.

It is anticipated that this example would be looked upon by the medical care insurance industry as well. Many hope that private health insurers would also follow suit in giving first responders and other civic volunteers with perks in the form of more affordable health insurance options. By doing this, the spirit of volunteerism would surely be kept on.

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