The image we all have of the white van man is him breaking diesel land speed records in true baseball cap wearing boy racer fashion. This is not a good stereotype to be associated with and it has probably done more to raise the cost of policies than anything else. The price of good cover for van insurance these days is like the national debt of a banana republic.

With the demands placed on drivers by their employers to get things to their destination in the shortest time possible then it’s understandable. The fact of the matter is that most van drivers are professionals that can’t afford the points on their license. So why is the cost of insuring your van so prohibitive when you are a really good driver?

The actual number of accidents that involve private vehicles makes them a much riskier mode of transport. There are other reasons why insuring a commercial vehicle is a proverbial pain in the neck. The biggest problem insurers come across is that vans are a magnet for thieves because of their possibilities.

Many companies have tried to combat this by visually stating on their vans that no tools are stored in them. This can have an obvious effect on the chances of you having to make a claim for against your insurance for theft.

The disappointing thing is that many businesses are finding things difficult without having their insurance costs increased. Even if your van is for private use then there are certain things that can be done to improve the price of your cover.

Making sure you garage your vehicle if possible is the obvious move but you should also consider your mileage. If your car is your main transport then having cover for a reduced mileage on your van is a wise move. Be sure to ask when getting a quote for any other way to reduce your van insurance. There are some insurers that offer reductions where others offer only the basics.

Now you can compare van insurance fast when you know where to look! Getting quotes from insurers to conduct a van insurance comparison, will give you the ability to get the best coverage at the best price!