Blomington MN – Another agent asked me about a short sale. His seller owed 270k. The house was selling as a short sale for 170k. The lender had two opinions of the house value. They said the house was worth 220k. However, the agent thinks those are incorrect because the house has been on the open market for several months. In addition, similar homes has been selling for around 180k.
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The home equity loan is a very convenient way of accessing money for needed house repairs or improvements, plus a standing credit line and immediately available cash. The long payment terms with low, fixed interest rates also allow them to have the money to pay off higher interest debts. The borrower however should be warned that there are attendant hazards.
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Albuquerque NM – Another agent asked me about a short sale. His seller owed 270k. The house was selling as a short sale for 170k. The lender had two opinions of the house value. They said the house was worth 220k. However, the agent thinks those are incorrect because the house has been on the open market for several months. In addition, similar homes has been selling for around 180k.
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Banking is a highly regulated industry. It acts as a financial intermediary between customers with capital deficits and surpluses. The global regulatory authorities govern the banking and international operations by putting several restrictions, on the financial activities of the banks.