Credit confirming agencies — also known as the credit bureaus — are private companies that collect specifics of your 3 credit reviews from loan providers like banks, charge card companies and student financial loan groups. You’ll find three major credit verifying agencies within the U. S.: Equifax, Experian and TransUnion. Not all financial institutions use […]
The main free credit reports as you all know come from Equifax, TransUnion and Experian. You are entitled to one free credit report per year from each agency if you visit the government mandated site at AnnualCreditReport.com. However, if you want to monitor your credit more closely you may want to get monitoring service from one or more of the bureaus. Equifax is one of the big 3 credit bureaus that has authorized giving away annual free reports. In order to get your credit report, you have to request it either through mail, by phone or online through the AnnualCreditReport.com site which was mandated by the FTC.