Many people ask themselves: why do I need medicare supplemental insurance and not any other type of insurance that are available. Supplemental insurance is the type of Medicare insurance that fills all the gaps that have been left by the original Medicare insurance.
When you turn 65, become disabled, or you develop renal disease, you become eligible for Medicare. Under Parts A and B, you gain coverage for certain hospital and medical care. Hospital insurance falls under Part A, while medical insurance falls under Part B. Neither of these insurances, however, offer any Medicare drug plans.
There will be changes in 2010 to Medicare Supplement Insurance, known also as Medigap. This program is a private insurance provide coverage that helps defray some of the costs the federally funded basic Medicare does not cover. Those who are eligible for Medicare are eligible for this program.